Health insurance is complicated

so we've provided this section to simplify it.

Whether you're considering an employer-based plan or applying for individual insurance, already have coverage or just lost coverage, we'll clarify those all-important choices. Here's help for making the right decisions for you and your family.

Don't have insurance...
Don't be intimidated if you find yourself shopping for health insurance in the individual market. We can help you understand how the individual market works and how to apply. It's easier than ever to get a tax break on your health care expenses. But you can only establish the newest type of tax-preferred account called a Health Savings Account if you have a certain kind of high-deductible health plan. So think about how you will pay for health expenses when you pick a plan.

Already have insurance...
You can avoid financial surprises if you know how to use your plan wisely. And if you run into trouble with your insurance company, we can help you understand your rights and how to exercise them. We can also help you understand your right to keep your personal medical information private.